Can I use my Revolut card like a debit card?

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Yes, you can use your Revolut card like a standard debit card because it is a debit card. Transactions are deducted immediately from your available Revolut account balance, so you can only spend the money you have loaded into the account.

Can you use a Revolut card like a debit card?

You can use your virtual debit card in most places around the world that accept online or contactless payments with Visa and Mastercard. Exchange and hold 36 currencies in-app, and pay in the local currency using your card.

What are the disadvantages of a Revolut card?

Disadvantages or improvement areas

Revolut is a debit card, not a credit card, so you will not have the benefits of a credit card. You will be able to transfer money abroad in more than 30 currencies at interbank exchange rates. In the standard plan you will not have access to priority chat.

Can I use Revolut like a normal bank?

Revolut offers the same features as a traditional bank account. You can use it to pay bills, make transfers, keep, budget, and organise your money.

How do I use Revolut to pay in shops?

Shop in-store

  1. Go to 'RevPoints' on the bottom menu.
  2. Tap 'Shops'
  3. Check for nearby stores that support RevPoints. You'll need to enable location sharing.
  4. Tap a store to activate the RevPoints offer.
  5. Follow the merchant instructions.
  6. Pay in-store with your Revolut card or via Revolut card on any digital wallet.

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Can I tap and pay with Revolut?

Merchants may use Tap to Pay to accept the following types of card payments: Contactless Visa and Mastercard card payments (the Customer can pay by tapping their card on your device as long as contactless payment functionality is enabled for that card); and.

Why can't I pay with my Revolut card?

Check if the card is linked to a currency

If the card is linked to a currency account with a low balance, the payment will be declined even if you have enough money across your other accounts. To choose what currency your card spends from, select the card → tap 'Settings' → 'Spend from'.

Is Revolut classed as a debit card?

The Revolut card is a prepaid debit card so you won't receive an account number or sort code but you will be able to make transactions online. You can receive instant updates on your phone for the spending on your account as well as manage and budget your income.

How to pay using Revolut?

You can pay with Revolut online using Revolut Pay (one-click checkout), virtual/physical cards (adding to Apple/Google Wallet for contactless), or by scanning QR codes in-store; the app securely manages your funds, virtual cards, and physical card details for various payment scenarios, from subscriptions to quick tap-to-pay. 

What is the minimum balance for Revolut?

There is no minimum required balance to open an account You can pay in any amount up to the maximum balance of £200,000.

Is there a monthly fee for a Revolut card?

Revolut customers can enjoy our Standard plan for no monthly fee. You can also choose to upgrade to a paid plan to unlock improved limits and partnership benefits on Premium, Metal, or Ultra.

What is the controversy with Revolut?

Revolut has been fined €3.5 million by the Lithuanian central bank over alleged deficiencies in its AML controls. Regulatory authorities found that the neobank failed to implement adequate controls to prevent money laundering and related financial crime.

Is it better to use Revolut or debit card abroad?

Revolut is a good option for spending abroad because they don't charge any fees for foreign transactions. You can enjoy your travels without worrying about extra expenses. Keep in mind that merchants can add their own charges at any time, but they're not defined by Revolut.

What places don't accept Revolut?

Countries we don't support payments in include, but aren't limited to: Belarus, Crimea, Cuba, Iran, North Korea, Libya, Myanmar, Russia, Syrian Arab Republic, and Venezuela. Depending on your country or region, this list may not be exhaustive, and is subject to change.

Can I transfer money from my bank account to my Revolut card?

You can add money normally from your external banking app's 'Home' screen, or you can also initiate a transfer from your linked bank account within the Revolut app. Your linked accounts and other saved deposit methods will also be displayed in the 'My methods' section of the 'Adding money' screen for ease of access.

How to use your Revolut card for the first time?

You can use any of the following methods to activate your card:

  1. Make a chip and PIN transaction with your new card.
  2. Withdraw cash from an ATM using the card.
  3. Select the card you want to activate in 'Cards' tab and click 'Activate now'

Why can't I put money into my Revolut account?

Cash deposits may be rejected for a few reasons, such as our everyday fraud protections. Some of the most frequent reasons for a declined deposit include: exceeding your transactional, daily, or weekly limits. forgetting to enable location sharing before making the deposit.

How to pay with Revolut at a store?

From the Revolut app:

  1. Go to 'RevPoints' on the bottom menu.
  2. Tap 'Shops'
  3. Check nearby stores that offer in-store purchases with Revolut card. ...
  4. Pick a store and tap it to activate the RevPoints offer.
  5. Follow the merchant instructions.
  6. Pay in-store with your Revolut card or via Revolut card on any digital wallet.

What is the downside of Revolut?

It is also important to note that Revolut is a digital only provider, so there are no branches or call centres and customer service is likely to be limited for those with the free account. Revolut's exchange rates may also sometimes be less competitive than other providers.

Can I use my Revolut card as a debit card?

The Revolut virtual card is a digital debit card, meaning it only lives on the Revolut app on your phone (or in your digital wallet). It's not a physical debit card.

Can I tap my phone with Revolut?

Now you can accept all types of in-person contactless payments with just your iPhone and Revolut Pro. Fees and T&Cs apply.

Why can't I use my Revolut card at ATM?

If your card isn't working for ATM withdrawals, the issue may be with the ATM itself and possibly due to temporary or connectivity problems. You can try using a different machine by checking nearby ATMs with our in-app ATM locator.

Why is my Revolut card getting declined?

The most common reasons are: The bank's fraud rules are triggered. The bank has placed a temporary hold on the customer's card. The purchase session is locked due to multiple declined payments.