Do I own my stocks on Revolut?

Do I own the stocks I buy on Revolut?

As mentioned in this FAQ, your assets, including stocks, are maintained separate from our own Revolut assets. Not only are your assets separated from Revolut, but they're separated from the third party's assets as well. This ensures you're protected in the event of Revolut's or the third party's bankruptcy.

What is the downside of Revolut?

It is also important to note that Revolut is a digital only provider, so there are no branches or call centres and customer service is likely to be limited for those with the free account. Revolut's exchange rates may also sometimes be less competitive than other providers.

Is my money safe if Revolut goes bust?

Safeguarding helps protect you. It means if we became insolvent (unable to pay our debts), you'll get your money first. Our customers' claims would be paid out from our dedicated client money bank and asset accounts, before anyone else's claims are paid out.

Can I take my bitcoin out of Revolut?

Send crypto to an external address

In your Revolut app: Go to 'Treasury' section and choose 'Crypto' Tap 'Send'

Is Revolut a hot wallet?

Mobile wallets

Revolut, for example, offers an in-app crypto experience that acts as a hot wallet — letting customers trade and store crypto within the same secure mobile banking interface.

Can I lose my crypto on Revolut?

Changes in the crypto asset space are constant, and prices may change dramatically. Be aware you could lose some or all of your investment.

Is it safe to keep my crypto on Revolut?

While Revolut customers have beneficial ownership of their cryptocurrency assets, they don't have direct control over the private keys. Nevertheless, Revolut does operate based on your instructions, meaning we execute transactions as requested by the account holder.

What is the best platform to trade crypto?

Note: Fees may vary based on monthly trading volume, payment methods, promotional offers, platform membership level, etc.

• Binance. ...
• Coinbase. ...
• Crypto.com. ...
• Bybit. ...
• OKX. ...
• KuCoin. ...
• Bitget. ...
• MEXC. Spot trading fees: Maker fees start at 0.00%, taker fees start at 0.25%

Do I pay tax on Revolut stocks?

Revolut automatically processes dividends into your investment account: For US stocks: Non-US customers may be subject to up to a 30% withholding tax on US dividends, depending on their country's tax treaty. For EU stocks and ETFs: Withholding tax percentage depends on the origin country of security and can be up to 35 ...

Why can't I withdraw from Revolut stocks?

However, you won't be able to withdraw funds until they've been settled. This normally takes 1 trading day for US securities, and 2 trading days for EU or GB securities.

What is the best platform to buy stocks?

Best brokers for trading stocks online: Top picks for 2025

• Charles Schwab. Rating: 5 stars out of 5. ...
• Fidelity Investments. Rating: 5 stars out of 5. ...
• Robinhood. Rating: 4 stars out of 5. ...
• E-Trade. Rating: 4.5 stars out of 5. ...
• Interactive Brokers. Rating: 5 stars out of 5. ...
• Merrill Edge. ...
• Ally Invest. ...
• Tastytrade.

Why is Revolut not letting me sell crypto?

Insufficient Funds

In order to trade in Revolut X, you must have funds available in your Revolut account: For buying crypto: You must have any fiat currency balance available. For selling crypto: You must have balance available on the asset you're attempting to sell.

How much does Revolut charge for crypto withdrawal?

1 GBP (or equivalent in local currency) for XRP, XLM, DOT, SOL, AVAX, XTZ, ALGO, and ADA. Network fee: The network fee is paid to the blockchain miners or validators who process the transaction. The network fee is variable and depends on the speed of the transaction and the amount of traffic on the blockchain network.

Can I convert my crypto to cash on Revolut?

With Revolut, you can convert your cryptocurrency to and from fiat currency in just a few seconds. To sell your crypto: Go to 'Treasury' on the main menu and 'Crypto'

Is it safe to have 100k in Revolut?

All your deposits held with Revolut Bank UAB are aggregated and the insurance coverage limit of EUR 100,000 applies to the total amount of your deposits.

Which is safer, PayPal or Revolut?

Safety & security

Both Revolut and PayPal are safe to use and protect your money during transfers. PayPal uses encryption to secure your information and offers buyer and seller protection for purchases. They're regulated by financial authorities and have established fraud prevention systems.

Is Revolut safe in 2025?

Revolut is regulated by the Financial Conduct Authority (FCA) in the UK and is well on its way to becoming a licenced UK bank. It also has some impressive security features, which should provide reassurance that the money app is safe to use.

Why is Revolut declining?

The account associated with the payment method used doesn't have sufficient funds to make the payment. The customer's bank doesn't allow the cardholder to make the payment. The transaction has been declined due to high risk. This can be a trigger from both the issuing bank and internal Revolut tools.

What is the controversy with Revolut?

Revolut has been fined €3.5 million by the Lithuanian central bank over alleged deficiencies in its AML controls. Regulatory authorities found that the neobank failed to implement adequate controls to prevent money laundering and related financial crime.

Does Revolut report to the IRS?

What is FATCA? The Foreign Account Tax Compliance Act (FATCA) requires Revolut to identify any customers that may be US persons and report account information to the local authorities for onward transmission to the US Internal Revenue Service.