How to get the 175k Amex Platinum offer?

What is the 2 in 90 rule for American Express?

2 in 90 Rule

You can only get approved for two credit cards every 90 days. This means that if you apply for a third card within the 90-day window, you'll automatically be rejected. These rules apply to credit cards only and not charge cards, so you can apply for as many charge cards as you like.

What determines Amex Platinum's welcome offer?

The welcome offer spending requirements demand strategic spending. The American Express Platinum Card® currently offers a good welcome bonus: You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

How much is $50,000 Amex worth?

50,000 Amex points are typically worth around £225 if redeemed as a statement (around 0.45p per point).

How often should I ask for a retention offer on Amex?

You can ask for offers all year

While the most popular time to call for retention offers is when the annual fee comes due, it's possible to call at other times during the year. I wouldn't recommend calling too often, but two or three times per year is reasonable.

How much income do I need for Amex Platinum?

Salary Needed for Amex Platinum Credit Card

If you make nearly $100,000 a year and have good credit, you should have no issue getting approved. However, applicants with annual incomes as low as $40,000 have also been approved if they have a low debt-to-income ratio and pay their other credit cards in full every month.

Is Amex Platinum for millionaires?

Both cards require an invitation to apply, and millionaires have the best chance of getting these high-end credit cards. Some millionaires choose premium travel rewards cards such as American Express Platinum Card® and Chase Sapphire Reserve when invite-only cards aren't a good option.

Is the Amex Platinum 200K offer worth it?

Hot Tip: We value Membership Rewards points at 2.2 cents each, so this 200,000-point welcome offer roughly translates to about $4,400 in travel value. That makes this one of the highest-value welcome offers out there for a premium business card — even with its $895 annual fee (rates & fees).

Why is Amex Platinum so hard to get?

It may be hard to get the Platinum Card® because you need a good to excellent credit score and a high income to be eligible for this card. Approval is never guaranteed, though. What Makes the Platinum Card® Hard to Get? You'll need a good credit score or better to have a shot at getting approved for the Platinum Card®.

What is the highest Amex you can get?

These cards are ordered from the most premium level at the top to less premium towards the bottom:

• Centurion® Card from American Express — Most premium.
• Amex Platinum card — Ultra-premium.
• Amex Gold card — Premium.
• Amex Green card — Mid-market.

Will Amex Platinum be refreshed in 2025?

The new Amex Platinum Card annual fee is $895, up from $695 (see rates and fees). For current cardholders (those who opened cards before Sept. 18, 2025), the annual fee will increase at their next renewal date, on or after Jan. 2, 2026.

How much is 200K Amex?

While 200K Amex points will typically only give you about $2,000 in value when you shop for flights in the Amex travel portal, you can sometimes find Business or First Class flights — that can normally cost over $10,000 — for only 200K points, when transferred to a frequent flyer program.

What is the credit card limit for $70,000 salary?

The credit limit you can expect for a $70,000 salary across all your credit cards could be as much as $14000 to $21000, or even higher in some cases, according to our research. The exact amount depends heavily on multiple factors, like your credit score and how many credit lines you have open.

What is the 2 90 rule for American Express?

Amex 2-in-90 rule

American Express restricts card approvals to no more than two within 90 days. This means that even if you follow the 1-in-5 rule above and get two cards more than five days apart, you still can only get those two cards within 90 days.

What is the credit card limit for an $50,000 salary?

A person with a ₹50,000 salary can expect their expected credit card limit to fall between ₹1,00,000 and ₹2,50,000 though specific limits depend on credit score and debt-to-income ratio alongside financial stability.

What will 300,000 Amex points get you?

When it comes to air miles, a balance of 300,000 points opens up a world of destinations, from the beaches of the Seychelles to the buzz of San Francisco. Transfer your points to Avios to enjoy two return business class flights to some of British Airways most coveted US destinations.

What is the rich person card for American Express?

The Centurion card is often considered to be a status symbol. The card is commonly associated with celebrities and the rich and famous. American Express does not disclose a list of Centurion cardholders, but a number of public figures have been associated with the card, including: Beyoncé

Can you buy a car with Amex Platinum?

Cardholders of the American Express Platinum Card® or any other type of Amex members, can try using the American Express Auto Purchasing Program, which connects you to dealers who accept American Express and let you charge $2,000 or more toward a car purchase on your Amex card.

What is the 200k Amex Platinum offer?

200k American Express Business Platinum Offer

First things first, Amex's new welcome bonus on the card is meant to entice. New cardholders can earn 200,000 Membership Rewards® points after spending $20,000 on eligible purchases with the card within the first three months of card membership.

Does Amex have a 5/24 rule?

American Express Approval Rules. While Amex card approval isn't subject to the 5/24 rule, Amex does have its own approval rules that you should be aware of. The Amex “once per lifetime” rule stipulates that you can only earn a welcome bonus from each of their credit cards once per person per lifetime.