How to get the highest Amex Platinum offer?

What is the Amex 2-90 rule?

2 in 90 Rule

You can only get approved for two credit cards every 90 days. This means that if you apply for a third card within the 90-day window, you'll automatically be rejected. These rules apply to credit cards only and not charge cards, so you can apply for as many charge cards as you like.

Is Amex Platinum a rich card?

The American Express Platinum Card® is for fairly rich people. A high income will help you afford this premium travel card's $895 annual fee.

What will 300,000 Amex points get you?

When it comes to air miles, a balance of 300,000 points opens up a world of destinations, from the beaches of the Seychelles to the buzz of San Francisco. Transfer your points to Avios to enjoy two return business class flights to some of British Airways most coveted US destinations.

Is Amex the hardest credit card to get?

Hardest Card to Get Overall

Why it's one of the hardest cards to get: The hardest card to get is the American Express Centurion Card, known simply as the “Black Card.” You need an invitation to get Amex Centurion, and only the super rich and famous can expect to get the call.

How to get a 200k Amex Platinum offer?

Earn 200,000 Membership Rewards® Points

after you spend $20,000 in eligible purchases on your Card within the first 3 months of Card Membership.

How to maximize the Amex Platinum offer?

Let's walk through exactly what to do after you get your Platinum Card®, so that the $895 annual fee starts paying for itself.

1. Step 1: Set Up Your Travel Credits. New $600 Hotel Credit. ...
2. Step 2: Don't Miss Out on Everyday Credits. ...
3. Step 3: Maximize Your Travel Perks. ...
4. Step 4: Maximize Dining Perks and Bonus Earnings.

Will Amex Platinum be refreshed in 2025?

The new Amex Platinum Card annual fee is $895, up from $695 (see rates and fees). For current cardholders (those who opened cards before Sept. 18, 2025), the annual fee will increase at their next renewal date, on or after Jan. 2, 2026.

How much income is needed for Amex Platinum?

American Express Platinum Charge card is the most premium card offering from Amex. This is offered for an annual fee of Rs 60,000 + GST and the minimum income requirement for Amex Platinum charge card is Rs 25 lakh p.a. for salaried individuals and Rs 15 lakh p.a for self-employed.

Is Amex Platinum worth it over gold?

You'll get all of the travel perks from the Platinum and big rewards rates on everyday spending categories with the Gold. Ultimately, the Gold can help you rack up Membership Rewards to pay for travel, while the Platinum can make the actual travel experience more enjoyable.

What is the credit card limit for $70,000 salary?

The credit limit you can expect for a $70,000 salary across all your credit cards could be as much as $14000 to $21000, or even higher in some cases, according to our research. The exact amount depends heavily on multiple factors, like your credit score and how many credit lines you have open.

What credit card has a $100000 limit?

The credit card that gives you the highest available credit is the Chase Sapphire Preferred® Card because it reportedly offers a maximum credit limit of $100,000. Chase Sapphire Preferred reserves its maximum credit limit for the highest-income individuals with good credit or better, though.

What will $30,000 Amex points get me?

Transferring 30,000 points to our loyalty partners gives you between £300 and £900.

What is the Amex 2-90 rule?

Amex 2-in-90 rule

American Express restricts card approvals to no more than two within 90 days. This means that even if you follow the 1-in-5 rule above and get two cards more than five days apart, you still can only get those two cards within 90 days. So far, there are no exceptions to the Amex 2-in-90 rule.

Is 2 million Amex points a lot?

This means that 2 million Amex points are worth an astounding $44,000 for travel. There are numerous ways to redeem Amex Membership Rewards points, including using them for gift cards or statement credits, shopping with points, and booking travel through AmexTravel.com.

Is 60,000 Amex points a lot?

60,000 American Express points are worth about $432, depending on which American Express credit card you have and what you spend the points on. You will get the best value for your American Express points when you redeem them for Travel, but there are multiple redemption options.

Why is Gen Z obsessed with Amex?

Millennials and Gen Z are driven by lifestyle choices more than any previous generation. AmEx's network of airport lounges, dining rewards, travel benefits and exclusive-event access aligns with a generation that prioritizes experiences over material things.

What are the downsides of Amex Platinum?

The biggest disadvantage of the American Express Platinum Card® is that it charges a high annual fee, at $895. Therefore, it's not a great option for people who use their card infrequently or are tight on money.

What is the best credit card for 100k salary?

Best Credit Cards for a $100,000 Salary

• Overall: Blue Cash Preferred® Card from American Express.
• Travel: Capital One Venture X Rewards Credit Card.
• Cash Back: Wells Fargo Active Cash® Card.
• High Limit: Chase Sapphire Preferred® Card.
• Long Intro APR: Wells Fargo Reflect® Card.