What is the difference between a Revolut card and a debit card?

How do I put money on my Revolut card?

How to add money with a card

1. Go to 'Home' on the bottom menu.
2. Tap 'Add money'
3. Enter the amount.
4. Under the amount, choose your payment method.
5. Set the currency to your card's local currency to avoid exchange fees.
6. Select a saved card. If you want to add another card, tap 'Debit card'
7. Follow the prompts and tap 'Continue'

Is it better to use Revolut or debit card abroad?

Revolut is a good option for spending abroad because they don't charge any fees for foreign transactions. You can enjoy your travels without worrying about extra expenses. Keep in mind that merchants can add their own charges at any time, but they're not defined by Revolut.

What is the minimum balance for Revolut?

There is no minimum required balance to open an account You can pay in any amount up to the maximum balance of £200,000.

Can I take money out of Revolut at an ATM?

If the ATM supports contactless withdrawals, you won't be able to use a virtual card. You'll need a physical card, or you can use your physical card from your digital wallet. If your withdrawal was declined, learn more in this FAQ.

Why is Revolut declining?

The account associated with the payment method used doesn't have sufficient funds to make the payment. The customer's bank doesn't allow the cardholder to make the payment. The transaction has been declined due to high risk. This can be a trigger from both the issuing bank and internal Revolut tools.

Can I use Revolut as my main bank account?

We're authorised under the UK Electronic Money Regulations and regulated by the Financial Conduct Authority (FCA). Being an e-money institution allows us to provide you with an everyday account that you can use to manage your money in a range of ways, but Revolut is not a bank.

What is better than Revolut?

Some Revolut alternatives offer better pricing or more transparent fees for sending money abroad. Wise uses the mid-market exchange rate and shows all fees upfront. Skrill and PayPal also support global transfers, but have higher currency conversion costs.

Can I tap my phone with Revolut?

It's stored right in your Revolut app, so just pull out your phone, tap, and pay.

Is Revolut using Visa or Mastercard?

Revolut issues both Visa and Mastercard, with the specific network (Visa or Mastercard) depending on your account's registered country and the type of card (physical vs. virtual); you can often choose your brand for virtual cards in the app, while physical cards are assigned automatically, but both are accepted globally where their respective networks operate. 

Does Revolut automatically know which currency to use?

How Revolut determines the currency you'll be charged in. We automatically convert your balance to the currency you're paying in, so there's no need to buy or exchange currency before your trip. We won't combine multiple currencies to complete a transaction. Read more about our exchange rates in this FAQ.

How much cash can I put on my Revolut card?

Cash deposits are limited to: £500 per deposit. £750 per calendar day. £2250 per calendar month.

Why is Revolut charging me to add money?

Revolut doesn't charge any fees for adding money via bank transfer to your account. However, there are non-Revolut fees that can be charged: Your bank might charge a fee for sending a transfer.

Can I use my Revolut card abroad for free?

All customers can spend, withdraw, and exchange foreign currencies during the week without additional fees, up to a certain amount based on your plan. After this, you will be charged an exchange fee.

What is the downside of Revolut?

It is also important to note that Revolut is a digital only provider, so there are no branches or call centres and customer service is likely to be limited for those with the free account. Revolut's exchange rates may also sometimes be less competitive than other providers.

What countries do not accept Revolut?

Countries we don't support payments in include, but aren't limited to: Belarus, Crimea, Cuba, Iran, North Korea, Libya, Myanmar, Russia, Syrian Arab Republic, and Venezuela. Depending on your country or region, this list may not be exhaustive, and is subject to change.

Do you get a free airport lounge with Revolut?

Relaxing at an airport lounge is included with your Revolut Ultra plan — every time you fly. Just book through the app and walk in, no extra fees. Lounge access is included in the Ultra plan. If you want to bring a guest into the lounge, you'll need to purchase a separate lounge pass for them.

How to avoid Revolut fees?

Always pay in the local currency

If prompted, choose to pay in the local currency and reject any exchanges. If you have enough of the local currency, you shouldn't be charged any additional fees for exchanges by Revolut.

How much money can you withdraw from Revolut for free?

If you exceed your no-fee withdrawal limit, you'll be charged 2% of the withdrawal amount or a 400 Ft fee (whichever is greater) for each withdrawal in the rolling month. Here are the free withdrawal limits by plan: Standard: Ft 75,000 (or 5 withdrawals, whichever comes first) Plus: Ft 75,000.

How long does it take to get a Revolut card?

It usually takes several days for your physical card to arrive. While you wait, you can start using virtual cards for online payments, from day one. If you choose a physical card, first confirm your delivery address is correct, then select the delivery method — easy as that.