Can you use Revolut without paying?
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Yes, you can use Revolut without paying a monthly fee by using the free Standard plan, which offers core features like spending and local transfers, but comes with limits on free ATM withdrawals (around €200/5 times) and free currency exchange (around €1,000), with fees applying after these limits or on weekends. You'll pay a small delivery fee for the physical card, but the account itself is free to open and use.
Can I use Revolut for free?
Yes, Revolut offers a free Standard plan for basic money management, including free account setup and a free first card (delivery fees may apply), but it has limits and weekend fees for currency exchange. Paid plans (Plus, Premium, Metal, Ultra) offer higher limits, better rates, and perks like travel insurance or lounge access for monthly fees.
Can you use Revolut without a subscription?
Revolut customers can enjoy our Standard plan for no monthly fee. You can also choose to upgrade to a paid plan to unlock improved limits and partnership benefits on Premium, Metal, or Ultra. Compare all plans and benefits side-by-side on our Plans Pricing page.
How to avoid Revolut fees?
Always pay in the local currency
If prompted, choose to pay in the local currency and reject any exchanges. If you have enough of the local currency, you shouldn't be charged any additional fees for exchanges by Revolut.
What is the downside of Revolut?
It is also important to note that Revolut is a digital only provider, so there are no branches or call centres and customer service is likely to be limited for those with the free account. Revolut's exchange rates may also sometimes be less competitive than other providers.
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What is the controversy with Revolut?
Revolut has been fined €3.5 million by the Lithuanian central bank over alleged deficiencies in its AML controls. Regulatory authorities found that the neobank failed to implement adequate controls to prevent money laundering and related financial crime.
Is it better to use Revolut or debit card abroad?
Revolut is a good option for spending abroad because they don't charge any fees for foreign transactions. You can enjoy your travels without worrying about extra expenses. Keep in mind that merchants can add their own charges at any time, but they're not defined by Revolut.
Why is my Revolut charging me a fee?
We don't charge a fee for using your Revolut card to make purchases in your base currency. However, we may charge fees if you're using your card to withdraw cash or spend in another currency.
Is Revolut 100% free?
Revolut doesn't charge any fees for adding money via bank transfer to your account. However, there are non-Revolut fees that can be charged: Your bank might charge a fee for sending a transfer. Contact them if you ever want to know more or clarify anything about their fees.
Is Revolut still free to use abroad?
All customers can spend, withdraw, and exchange foreign currencies during the week without additional fees, up to a certain amount based on your plan.
What is the minimum balance for Revolut?
There is no minimum required balance to open an account You can pay in any amount up to the maximum balance of £200,000.
Is a Revolut card worth having?
Is it worth getting a Revolut card? Revolut debit cards do everything other debit cards can. Plus, they come with great features that give you more control over your money. Order your physical card to bring it wherever you go, or add it to Apple Pay or Google Pay.
Is Revolut no longer free?
Revolut monthly fees
The Standard plan is the only one that's free of monthly fees. ¹ The other plans have monthly fees, but you can also pay for yearly membership and get a discount. Make sure you look up any recent updates on plan prices, but here's an overview of Revolut monthly fees: Standard: no monthly fee.
How does Revolut make money?
Revolut makes money through a diversified model, primarily from paid subscriptions (Premium, Metal, Ultra) offering extra perks, interchange fees (small cut from card transactions), and interest on customer deposits/lending, plus revenue from trading, loans, insurance, and business accounts, leveraging a large user base for significant fee income despite many free basic services.
What is better than Revolut?
Some Revolut alternatives offer better pricing or more transparent fees for sending money abroad. Wise uses the mid-market exchange rate and shows all fees upfront. Skrill and PayPal also support global transfers, but have higher currency conversion costs.
Is Revolut truly free to use?
Create a Revolut account for free
Revolut offers multiple plan options, which come with higher monthly no-fee allowances, so you can exchange and send money abroad at competitive rates. And you'll pay zero transfer fees when you send money to other Revolut customers.
How can I avoid Revolut fees?
If your transfer is in a currency not supported by Revolut, your bank may convert the transfer at their exchange rate, which may lead to a currency conversion fee. That's why to avoid fees, we recommend using local details and supported countries and currencies, which you can check in this article.
Which is better, Monzo or Revolut?
If you require a straightforward banking experience with effective budgeting tools, Monzo is ideal. If your focus is on broader financial services including investments and currency exchange, Revolut may be the better choice.
What are the disadvantages of a Revolut card?
Disadvantages or improvement areas
Revolut is a debit card, not a credit card, so you will not have the benefits of a credit card. You will be able to transfer money abroad in more than 30 currencies at interbank exchange rates. In the standard plan you will not have access to priority chat.
Are transfers free on Revolut?
Check our fees in-app before you send. You'll pay a small fee for card and bank transfers, but there are no transfer fees when you send money to other Revolut accounts.
How much money can you withdraw from Revolut for free?
If you exceed your no-fee withdrawal limit, you'll be charged 2% of the withdrawal amount or a 400 Ft fee (whichever is greater) for each withdrawal in the rolling month. Here are the free withdrawal limits by plan: Standard: Ft 75,000 (or 5 withdrawals, whichever comes first) Plus: Ft 75,000.
What countries do not accept Revolut?
Countries we don't support payments in include, but aren't limited to: Belarus, Crimea, Cuba, Iran, North Korea, Libya, Myanmar, Russia, Syrian Arab Republic, and Venezuela. Depending on your country or region, this list may not be exhaustive, and is subject to change.
Can I take money out of an ATM with my Revolut card?
With your Revolut card, you can make as many ATM withdrawals per month as you like. You won't pay any Revolut ATM fees if you're within your plan's monthly fair usage limits: Standard: up to £200 (or 5 withdrawals, whichever comes first)
Does Revolut automatically know which currency to use?
How Revolut determines the currency you'll be charged in. We automatically convert your balance to the currency you're paying in, so there's no need to buy or exchange currency before your trip. We won't combine multiple currencies to complete a transaction. Read more about our exchange rates in this FAQ.