Which is better, CFA or CFP?

Gefragt von: Klaus-Dieter Stahl-Jakob
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Neither the CFA nor the CFP is inherently "better"; the ideal choice depends entirely on your specific career goals, as they prepare you for distinctly different roles within the financial industry.

Is CFA harder than CFP?

The CFA Exam is considered harder than the CFP Exam due to its rigorous curriculum and 3 levels with low pass rates. According to CFAI's historical data covering 10 years, the average pass rate was 43%.

Should I get my CFA or CFP first?

Overall, the CFP is a good first step. It is quicker and easier than the CFA. But, the CFA is more versatile. You can accomplish what you're looking for with either certification or neither.

Is CFP equivalent to CFA?

While there is some overlap between the two credentials, they have different focus areas. A CFP® professional focuses on helping individuals with their personal investments, whereas a CFA® charter holder generally specializes in selecting investments for institutional investors.

What is a CFA salary?

Average Salary for Chartered Financial Analyst (CFA)

Chartered Financial Analyst (CFA) in America make an average salary of $104,000 per year or $50 per hour. The top 10 percent makes over $104,000 per year, while the bottom 10 percent under $104,000 per year.

CFA vs CFP vs CPA | Career, Salary, & Work-Life

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Is CFA still relevant in 2025?

Absolutely. With its global recognition, high demand, and strong salary prospects, the CFA remains one of the most valuable finance credentials in 2025.

Does JP Morgan hire CFA level 1?

J.P. Morgan provides opportunities in investment banking, asset management, and risk management for CFA Level 1 candidates.

What is the salary of CFP in India?

A CFP can earn between INR 3 lakhs to INR 7 lakhs per annum in India. The average base CFP salary in India is ₹6,00,000 per year. The average additional cash compensation for a CFP in India is ₹100,000, with a range from ₹42,500 to ₹187,500.

Which level of CFA is hardest?

Instead, a deep understanding of the principles is necessary to pass this level successfully. It would be safe to generalize that most CFA charterholders would call Level 2 the hardest of the CFA Exams. However, with patience, dedication, and practice, candidates can conquer the Level 2 Exam.

In which country is CFA highly paid?

Mature markets like the U.S. and the UK provide high CFA average salaries, while emerging markets like India and the UAE offer rapid career growth and regional leadership roles. Look for CFA careers in countries that combine low CFA density with high investment inflow, e.g., UAE, Vietnam, and Nigeria.

Is CFP in demand?

In India, CFP professionals are in demand across banks, NBFCs, wealth management firms, insurance companies, and even fintech startups.

Is ACCA or CFA better?

ACCA vs CFA depends on your career goals. ACCA is ideal for those pursuing careers in accounting or auditing, while CFA is better suited for finance professionals specializing in investments, risk management, or portfolio modeling. The right choice depends on your aspirations.

Is 67% enough to pass CFA?

On any mock CFA exam, candidates should be scoring above 65%. Some levels require a higher score and that's because the minimum passing score is different for each level and gets adjusted after each administration.

Is CFA equivalent to an MBA?

Key Takeaways. Earning a CFA is less expensive than an MBA degree, with total costs under $5,000. MBAs offer a broad education in business principles, while CFAs specialize in investment analysis and portfolio management. Loans for MBA study can mean a heavy debt burden.

Do CFPs make more than CPAs?

Do CFPs or CPAs make more money? It depends on the job and industry. On average, CPAs in high-level accounting or audit roles can out-earn CFPs, but CFPs in wealth management often match or exceed CPA salaries.

Is CFP higher than CFA?

The easy answer is that the CFA exam is much more difficult than the CFP. Not only is the CFA a more intensive exam, the time and study preparations are much more extensive and cover a much wider depth and breadth of material. The CFA exam contains 3 levels that are each taken on separate days.

What is the top 3 salary in India?

Top 11 Highest Paying Jobs in India in 2025

  • Doctor / Surgeon. Average Salary: ₹20–50 LPA. ...
  • Chief Executive Officer (CEO) Average Salary: ₹30 LPA to ₹1 Cr+ ...
  • AI / Machine Learning Specialist. Average Salary: ₹18–40 LPA. ...
  • Data Scientist. ...
  • Product Manager. ...
  • Management Consultant. ...
  • Investment Banker. ...
  • Cloud Architect.

Is CFA in demand in India?

Yes. With India's financial services sector growing, CFA charterholders are in demand across investment firms, banks, fintechs, and corporates. The designation adds long-term career and salary value.

Who hires CFA in India?

Today, it's not just HR teams or hiring managers at large asset managers and brokerage firms who seek out CFA Charterholders. Even corporate treasuries, large asset owners, and family offices actively look for the CFA designation when hiring professionals to manage their money.

What is the CFA exam pass rate?

CFA Exam Pass Rates

Over the past 10 years (2016–2025), the average pass rate across all CFA exam levels is 45% — 40%, 45%, and 51% for Levels 1, 2, and 3, respectively.

Does Deloitte sponsor CFA?

As part of this collaboration, Deloitte will also contribute as a Technical Partner at selected CFA industry forums, including the Capital Market Awards 2026, supporting knowledge-sharing and industry engagement.

Will AI replace CFA in the future?

Will AI replace CFA professionals in finance jobs? No. While AI optimises efficiency, it does not replace intelligent decision-making, client engagement, or ethics oversight performed by CFAs.

What does Warren Buffett think of CFA?

No Substitute for Independent Thinking: Buffett believes a CFA doesn't make someone a great investor. He values traits like temperament, patience, and independent thought over formal credentials.

Will CFA expire?

Once you clear all three levels of the exam and you have obtained the CFA certification, it remains with you forever. So the CFA program is structured into 3 levels, the CFA Level 1, Level 2, and level three.